My Current Favorite Credit Cards (some are referral links–thank you for your support if you choose to click!):
BEST FOR COMPLETE BEGINNER: https://bit.ly/2OJQ1hD
Chase Freedom Unlimited (I think this is the best for true beginners – has no annual fee. I think you should save the points though, and wait to redeem them until you’ve gotten a different Chase, like Chase Sapphire Preferred or Chase Sapphire Reserved, since then you’ll be able to redeem points for travel instead of cash back, which has a lot more value in it. Feel free to comment if you’re interested in this strategy and I’ll explain more in detail.)
BEST FOR NEW TO TRAVEL HACKING BUT NOT NEW TO CREDIT CARDS: https://bit.ly/33iT85C
Chase Sapphire Preferred (I think this is the best for someone not new to credit cards but new to travel hacking and OK with an annual fee)
CURRENTLY IN MY WALLET FOR EVERYDAY SPENDING: https://capital.one/2DheZj5
Capital One Venture Rewards Card (My current favorite for just everyday spending given it offers 2x points on all categories)
1:07 Basic Concept of Travel Hacking
4:02 Six Key Tips to Know To Start Travel Hacking
11:59 My Step-by-step Process for Redeeming Flights
In today’s video we’re covering one of my FAVORITE topics… free travel USING CREDIT CARD POINTS! I’ve saved thousands of dollars on travel ($18,900) just by learning about travel hacking, and in this video I’m going to teach you how you can start traveling the world with credit card points too. I’ll cover everything you need to get your first free flight, including a basic overview on travel hacking, the tips you have to know before getting any credit cards, and my step-by-step process for redeeming free economy flights, free business class flights and free first class flights!
1) 🎓 SoFi – Get $100 when you refinance Your Student Loans to Cut the Interest Rates! (I refinanced with SoFI!)
2) 📲 Webull – Investing App – Earn 2 Free Stocks (valued at up to $1400) when you deposit $100.
3) 📈 Robinhood – Investing App – Earn 1 Free Stock when you open an account.
➤ PERSONAL CAPITAL
4) 📊 Personal Capital – Finance Tracker – Get $20 when you open an account.
➤ CAPITAL ONE
5) 💰 Capital One – Credit Card – Earn up to 50,000 bonus miles with a Capital One Venture Rewards Card (one of my favorite cards)
➤ RICH DAD POOR DAD
6) 📚 Rich Dad Poor Dad – Book – This is my favorite personal finance book
➤ FREE DOWNLOADS
7) 💸 Download the budget & expenses tracker or the net worth tracker I created
Free Budget & Expenses tracker: https://bit.ly/3aTYOrJ
Free Net Worth tracker: https://bit.ly/2U5UOOR
➤ OTHER RESOURCES
8) 📧 For other resources, check out my website
Hello! My name is Erika Kullberg. I’m a lawyer by profession, but my passion is personal finance. After I graduated, I had over $200,000 of student debt, so I made it my mission to dive into everything personal finance-related, so I could equip myself with the tools to pay off the student loans as quickly as possible. I ended up paying them off in under 2 years, and now it’s my passion project to share with you all of the strategies I’ve used to pay off my student loans, increase my net worth, credit card hack (travel on points), invest, house hack (invest in real estate), build passive income streams, and more. I hope you’ll join me—I’ll have a new video with filled with valuable personal finance tips every Tuesday!
📮 LET’S CONNECT!
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NOTE: This description contains some affiliate links, meaning that I may earn a minimal commission if you click through and use these links (at no additional cost to you).
Disclaimer: I am not a financial advisor. Although I am lawyer by profession, I am not your lawyer and no attorney-client relationship is established with you in any way. This video, and the ideas presented in it, are for entertainment purposes only and should not be construed as financial or legal advice.
#creditcardpoints #travelhacking #bestcreditcards